Bad or NO Credit? We Have Owner Financed Homes in Virginia
Available For You!
If you’re tired of renting, and you want to own a home in Virginia but your credit, income, or not enough down payment is holding you back from qualifying for a normal bank loan. We can help you!
Our organization helps people become homeowners without traditional bank qualifying (We are not Realtors).
We specialize in helping residents of Virginia earn the satisfaction of being a home owner through our Virginia Homes Owner Financing Program.
Blu-Line Housing Group offers great homes in and around Virginia …We are an alternative to buying a home the traditional way. You absolutely are not required to have perfect credit and we will do our best to work with you, to offer monthly payments that fit your budget.
REMINDER: You will not be renting the property (or) renting to own. You are buying it as a homeowner. — Want to know when the best properties hit the market?
Click HERE to see our available Virginia homes
What Are The Types Of Homes In Virginia We Offer With Owner Financing?
We are an organization that offers our properties to deserving families with a reasonable down payment and the ability to pay a monthly payment comparable to rent.
The types of houses we tend to offer on our Virginia homes Owner Financing Program include…
- 2 – 4 bedroom homes
- 1,000 – 2,500 square feet
- Often times many upgrades
- Low crime neighborhoods
Each home is different, so there’s definitely the perfect home out there for you to make your own.
Our homes range in price from $39,900 to $79,900 and typically require a down payment of $3,000 to $10,000. We have found that this is the best price range to find homes that are in decent neighborhoods where people want to own a home and raise a family.
Do You Offer Mobile Homes?
Yes!
We offer single family homes and doublewide mobile homes (with land included). We have found that many home buyers like and even prefer double wide mobile homes because for the same price, they can get a newer and/or larger home with more amenities such as vaulted ceiling, garden tub, island in the kitchen and more on a large lot of land.
Still have questions? Check out our Frequently Asked Questions Page
So How Does This Program Work Anyway?
Well it’s probably a lot easier than you think!
The process is really pretty straightforward.
We actually finance the property for you (instead of a bank) with what is called a “land contract” or “contract for deed”. This is very common and every closing is handled by a state licensed attorney or authorized signing service, just like any other real estate transaction. So you can rest assured that everything is handled professionally.
You will also be responsible for the taxes and insurance just like any other homeowner. We can however escrow taxes and insurance for you if you like to help you budget for these expenses. Sometimes it is a requirement for approval.
One of the best things about buying a home this way is that you do not have to deal with banks and qualify based on your credit. You can start building equity right away and stop paying rent.
Step 1: Submit your info on this website to create a FREE account and let us know the type of house you’re looking for.
Step 2: We’ll look at your situation, the type of property you’re looking for, and show you your options here in Virginia.
Step 3: View the local Virginia homes that fit what you’re looking for.
We seek to only buy properties that are move in ready or close to move in ready. For this reason, we do not typically make any improvements to the property prior to offering it to deserving families. All properties are sold “as is where is”. So it is the responsibility of the purchaser to make any necessary repairs and to inspect the property thoroughly prior to purchase. We recommend getting a home inspection prior to purchase.
Plus, as we acquire new properties each month, as long as you’re on our Owner Financing Home List, you’ll get email alerts with the latest properties available.